Jul 4, 2008 

From start to finish, you’ll find that our mortgage process is as easy
as 1 - 2 - 3!

You can handle your application online by clicking here and applying via the web for online approval and real-time access to a Pre-Approval and Good Faith Estimate.

Or you can follow the three steps below to apply for your mortgage via telephone, speaking directly with a Mortgage Loan Consultant.

Step 1:

Call our toll-free number, 1-888-308-4289, to speak with a Mortgage Loan Consultant.

Step 2:

Usually, in about 15 minutes on the phone with you, we can gather all of the necessary information to provide you with a same day decision. The entire process is amazingly fast once we have your permission, it takes only 30 seconds for our advanced computer system to access your credit report! Best of all, we guarantee to give you a loan decision the very same day right over the phone, in most cases within 15 minutes!

Step 3:

Your Mortgage Loan Consultant will mail you a step by step application package for your review and signature. Everything is organized to help you complete the forms quickly and easily. if you do have any questions, we're here 7 days a week to answer them. Once you sign and return the package with all required documentation and we receive a satisfactory appraisal, your application is complete!

Availability
Our Mortgage Loan Consultants are here to take your calls throughout the business day, as well as during extensive evening and weekend hours. Call us at your convenience—we’re ready when you are.

Ease
We can give you a same-day loan decision for your mortgage loan even before you find your dream house. Once you are pre-approved, you’ll know exactly how much money you can spend on a home—saving you time and energy.

Negotiating Power
With a pre-approval from Coldwell Banker Mortgage, you’ll be positioned as a “cash buyer”, and sellers will know that your offer is solid.

Choices
Coldwell Banker Mortgage offers over 60 different mortgage products to suit the needs of our customers. Our expert loan consultants can help you determine which one is right for you. If your needs are not met by one of these programs, we’ll try to create a program just for you. With Coldwell Banker Mortgage, you’ll benefit from the industry’s strongest service guarantees.

We Guarantee...
To beat any lender’s price, or pay you $250.*

We Guarantee...
To give you a same day mortgage decision seven days a week, or we will pay you $250.

We Guarantee...
To close your loan by your requested closing date, or we will reduce your interest rate by 1/8 of one percent for the life of the loan.**

* A customer must provide a complete, system generated Good Faith Estimate, listing a specific lender’s name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating the lender’s total loan costs by $100 or paying the customer $250 ($500 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and final HUD1 settlement statement.

** Approved, conventional, purchase loans only.